Pros And Cons Of Moving Rural

Moving to the country or moving somewhere rural could be something that you’ve always thought about and finally decided it’s time to take the plunge. You may want to get out of your busy city or town lifestyle, but before you decide to pack your bags and head rural, you need to consider what it would be really like, especially if you’ve never lived in the country before. Although it can appear to be relaxed and peaceful, rural living does not suit everyone

Before we cover the pro and cons of rural living it worth mentioning security. Home security camera systems, security cameras and home inspections will be required anywhere that you live. They may be used in different ways but they still have their use in city or rural areas.

Furniture moving and furniture movers again will be required regardless of where you move.  If you are going further afield, insulated shipping container companies or international movers will make moving easier. Moving is the same as security as this will be required no matter where you decide, so factor this in as a standard part of the process.

Therefore before you make your move, consider the below pros and cons of moving rural below:


  • When living rurally you are likely to have more privacy. Your neighbours are probably not going to be on top of you. If you are very fortunate you may have enough space to not see any neighbours where you are. 
  • If you like to go walking then you you will have lots of scenic walking area and spots of natural beauty when living rurally.
  • If you have always wanted to have a big garden and do your own gardening then you’re likely to have a bigger garden when living rurally. A bigger garden is also a big plus if you have children or pets too. 
  • Usually, properties that are located rurally tend to be cheaper than an equivalent property located in an urban area. This is because the demand for properties in cities causes prices to increase. So if you purchase a property in a rural location you are likely to pay less for it or you could get a larger property without affecting your budget.
  • It’s not just buying the property that’s cheaper when you live rurally, you will also find that your salary goes further as nights out, groceries and amenities will cost less. Your utility bills may also reduce too.
  • Your stress levels could reduce as you will be able to avoid rush hour traffic and commuting in traffic. Additionally, if you live surrounded by less people, you may also feel more relaxed. 
  • As less people live rurally you will gain the opportunity to live as part of a small community and therefore feel a sense of local community. 
  • If you have always wanted to have pets and especially different pets then this may be more possible when living rurally. For example, you may be able to have horses, llamas or cows and you could even consider keeping hens, which will supply your with fresh, free range eggs. 
  • If you want to become fully or partially self sufficient this is more likely if you live rurally. Considering the above, you could grow your own food and keep your own animals that produce (honey, eggs, milk etc) that you could use yourself and even consider selling it locally for a side income. 


  • If you don’t already have a job near to your area then you may find it harder to find a local job which could mean that your commute will be longer as you will probably need to go to your nearest town or city to get to work.
  • Any entertainment of places to eat may be further afield so it may cost more to get to and from them, especially if you plan to use taxis.
  • In the winter, your local roads may not be as well serviced as urban roads are.
  • Do you have children who are school aged? Consider how they will get to school as they may struggle getting a bus and they may also find that their journey to school is longer.
  • It may be inconvenient when it comes to shopping and the things that you need everyday, such as milk and bread, as these may not be available just a few minutes down the road. You may have to travel further to purchase them. 
  • Your internet connection and television reception may also be patchy or weaker when you’re living rurally.
  • If you’re looking for a tradesman such as a plumber, it may be harder when you live rurally. If you have issues with your car, it may take a while to find an available mechanic so you will need to consider back up transport options. 

Other questions to consider before you move rurally

  • How do you feel about being some distance from your local hospital?
  • Are you happy to live around more spiders and insects?
  • Does everyone in your household agree with the decision to move more rural?
  • Are you okay with isolation?
  • Do you mind getting dirtier?
  • Are you happy to learn how to get prepared i.e. electricity goes off?

Ultimately, rural living does not suit everyone and not everyone is able to love rural living. That’s not an issue as you can be happy no matter where you live. There are definitely advantages to rural living, but it’s also clear to see that there are also some disadvantages that also need to be considered. So before you make your decision, be sure to weigh all the pros and cons to make sure that rural living is for you.

Where Are The Cheapest Places In The World To Buy A Second Home?

Despite the rise in real estate in major countries, there are still some unbelievably affordable countries in the world to buy a property. These countries promote an austere and lively atmosphere. The increasing rate in expatriates has led to a booming growth in the property industry sectors like property management companies. Whether you’re looking to purchase a second home for real estate investment or for vacation reasons, here are the top cheapest places you should focus your attention on, as these locations dominate as markets of opportunity.


Bulgaria is a beautiful European country filled with amazing landscape and stunning architecture. It is one of the cheapest places to live in Europe. Generally due to cheap land you can buy a good plot of land for price under 10 000 euros. Though pricing is mostly affected by demand and supply, you can find a house for as low as 18 000 euros. Bansko is an example of a great place in Bulgaria, it is now quite cosmopolitan with good infrastructure making it an attractive site, most especially for foreigners. It’s also filled with high mountains that provide a perfect opportunity for memorable skiing experience during winter. Its excellent climate makes it a great destination for tourists, so if you wish to rent your home out to tourists while away, you can do so as long as you want. Property management during rent is cost effective, you can find an affordable body corporate administration to take care of maintenance and every rental issue.


Colombia is a thriving country that offers access to affordable world class healthcare and low cost of living. Colombia is a bio-diverse country so finding a climate and environment that suits your taste is a possibility. If you love the swirling and cool movement of spring, then you’d love Medellin, a town in Colombia. It has a perfect spring-like weather all year round that leaves you feeling refreshed. Though it’s not the cheapest place in Colombia, It still has some areas that provide cheap rental properties and skilled property managers. For those that love the green lands, Cali is a place to experience the true gift of nature. It is surrounded by tall green trees dividing roads and serve as shades along the streets. Its residents are known to be welcoming and warm hearted. To easily adapt to living there, you’d need to learn Spanish or at least be willing to try.


Ecuador provides a wide range of places to live with appropriate weather conditions. For example, you can have the cooling sea breeze from the Humboldt Current, the warm weather year round on the coast, or a more temperate climate in the Andes. If you’d love to live by the coast, Ecuador has some affordable and undeveloped beachside properties. Salinas is another example, it is a seaside town located in the far west of Ecuador with the most affordable real estate. You can buy a home in Salinas for as low as 45 000 euros.

Lastly, is the city of Loja. This is a safe city, and the temperate climate makes it a walkable one too. The local bus system and low-cost cabs make Loja an easy place to live without the expense of a car. Loja is not only attractive to the eyes and soul, living here is also easy on the wallet. It is an affordable city to live in. You can buy a house in an exclusive area of Loja for around 113,000 euros. 


Panama is known to provide rental and agricultural opportunities and at the same time, reasonably low medical costs. Language barrier is quite limited as there’s quite a large English speaking population. The infrastructure is high quality with clean water, alongside great internet access. If you daydream about sunshine, tropical beaches, and welcoming locals, then Panama may be for you. It offers a variety of places with different climates, we have the beachside Coronado with its gleaming white sands and cool breeze.


Italy is a beautiful country steeped in the arts, family, architecture, music and food. It has beautiful mountains surrounded by flying pigeons. They are mostly seen flying around buildings and artwork, so removing birds’ droppings from your car’s paint and windows may be an unavoidable situation living there! Several regions of Italy offer plenty affordable real estate, for example, in the island of Sardinia, you can buy a house for as low as 23,000 euros. Some of these houses are a bit old and may need some carpet fixing and other renovation work before you can live in them. So knowing how to repair damaged carpets may come in handy, together with some exterior house washing and roof treatment and you’ll be good to go. 

Another place you can buy cheap houses is Abruzzo, it’s one of the recently discovered places in Italy surrounded with boasting hills and snow-capped mountains perfect for skiing in the winter. If you’re keen on living the quiet life, Abruzzo offers properties around 45,000 euros. 


Costa Rica is an amazing place that offers several outdoor lifestyle options, from horseback riding to golfing and fishing. It also has favourable climates ranging from warm beach regions to cooler mountain towns that provide houses with affordable prices. For example, in central valley, an area in Costa Rica, you can get plenty of homes on offer for less than 1800,000 euros. Another town you can find houses with affordable prices is Maceio, it is a town with a long stretch of beach fronts surrounded by swaying palms that leave refreshing air. If you’re a lover of the beach and in need for a beachfront property, you can buy a large 3-bedroom apartment for less than 68,000 euros. Remember though that the language barrier might be a bit of a problem due to the low English speaking population.


As the world increasingly becomes a digital village and more opportunities open up for digital nomads and globetrotters, the previous limitations are no longer acceptable as the world shrinks in size due to technological advancement, and it is now possible to be a citizen of the world. Now the real question is – Where’s your next stop?

NZ Housing Shortage And What It Means For Buyers

It’s been more than 10 years now that the real estate prices are shooting up at a dramatic rate in New Zealand. This is particularly true of Auckland where the number of newly constructed buildings are far from meeting the rise in population.

In the largest urban area of the country, the average price of a house was around  $916,900.00 last year, up 2.2% from the previous year. Since 2010, the number of homes for sale in the city has actually dropped by 58%, which has pushed up the average price by 88%.

But for buyers, the shortage situation can also land some incredible opportunities. In this article, we tell you what you need to know about the housing shortage in New Zealand and what it means for buyers.

Demographic growth and housing shortage

According to a recent report by the Organisation for Economic Co-operation and Development (OECD), a major factor for pushing up housing prices in New Zealand is the high level of immigration, especially since 2012. New Zealand has been facing skill shortages for the past few years and implemented schemes to attract a qualified workforce, preferably young, who have the skills and the financial means to invest, a good knowledge of English, and can easily fill an available job.

For the New Zealand government, immigration is above all a means to ensure the development and competitiveness of the national economy. As a consequence, legal immigrants make up the bulk of immigration flows, and Illegal immigration is limited. That’s also because of the insular nature of the territory, which facilitates the control of population movements. But the problem is that the housing supply did not follow, and New Zealand is not able to house its newcomers anymore —who usually want to settle in Auckland. But even outside of Auckland, prices have been soaring, even in the apparent absence of strong population growth.

The roots of the lack of housing supply

For some experts, the explanation is simple. The construction sector just can’t catch up. The supply response is highly constrained by restrictive and complex town planning rules. The governance of land use is marked by a number of rules, from land clearance to environmental standards. The administrative hassles are so numerous for real estate companies, estate agents and builders that many of them are deterred to develop housing projects.

The construction sector has also been pulled down by insufficient working capacity. Selected immigration has partly solved the skill shortage crisis in New Zealand, but it has increased the need for unskilled workers to provide them with housing. The construction industry does not have enough skilled workers to meet the demand, hampering any rapid progress and considerably increasing the cost of construction. Moreover, since the early 1990s, the supply of new homes moved from low-cost housing to high-end real estate, became less and less affordable.

The failure of housing policies

Some say the housing shortage in New Zealand will be the demise of the Labour Coalition, who have failed to solve it adequately despite making it a high priority. In 2018, the government passed a law prohibiting foreigners from buying residential properties. The law provided that non-resident investors, i.e. people who are neither New Zealand citizens or permanent residents in New Zealand, will not be able to purchase existing homes or other residential land. The provisions remain different for commercial property investment.

Expected to stop the hike in real estate prices, the reform really aimed at preventing investors living abroad, especially in China, from buying homes in New Zealand… The housing shortage was attributed to the growing property appetite of foreign investors with a higher purchasing power than New Zealanders. But some figures show that foreign investors make only 3% of the investors… 

This reform was also supposed to leave more opportunities for the local Kiwis, but it didn’t. New Zealand house prices are still among the highest in the world. The average home price in Auckland is the seventh highest in the world, while Christchurch and Wellington are also considered “severely unaffordable” by the Demographia International Housing Affordability Survey of 2019.

At the same time, the Labour coalition government also launched the KiwiBuild scheme aimed at building 100,000 homes over 10 years. 1,000 were scheduled for the first year, but only 47 were built early 2019. The Housing Minister already had to take a step back and admit that the government won’t meet the target. Some critics also noticed that these houses were actually way more expensive than the average!

The persistence of buying opportunities

These reforms barely impact the numerous kiwis who wish to buy a house or apartment as a pied-à-terre. Each investment project is different in New Zealand, depending on the reason for the purchase of a property and a first home mortgage. For buyers who are looking for quick bucks, the situation can look pretty bright. In light of the housing shortage, getting buyers at a later stage or renting your flat will not be an issue!

For those who have a limited budget, it will be easier in low-density areas. The coastal areas and the low-populated hinterlands are beautiful regions with amazing nature and transport infrastructure. The demand for long-term property is low, but it can be an opportunity for investing in tourists rentals or simply for a secondary home. Property lawyers can help you with that. A house on the Lake Taupo or a flat in Queenstown to capitalize the skiing season are key investments. 

For a buyer who wants to get regular rental incomes and mid-term or long-term capital gains, it’s advised to invest in student flat in city centres, where most educational institutions are located, and where the prices are climbing the fastest. Even though the prices are already very high, a flat in the centre of Auckland could be a great and easy investment as the management can be given to rental agencies. Trust lawyers can help you set up a partnership.

5 flats you’ll have in your 20s

We start out bulletproof 20-somethings who never get hangovers; become slightly apathetic entry-level job workers; then, devastating breakup survivors (following a bender, or taking up yoga – but not both), do OEs in London/Europe, and fly home to settle and kick on towards the “big 3-oh”.